Business Finance
Working Capital
Unsecured business loans and revolving lines of credit designed to smooth out cash flow.
Product details
Working Capital explained
Working capital finance smooths the gap between paying suppliers and getting paid. Facilities range from short-term unsecured loans to revolving lines you draw on only when needed, with limits usually set against turnover rather than property. Approval relies mainly on trading history and bank statements, so paperwork is light and funds can land within a day.
Funds within 24 hours
What you get
- $5k to $500k
- Minimal paperwork
- Weekly or monthly repayments
Repayment calculator
Illustrative only. Your Lonix broker will confirm actual rates.
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Total repaid
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FAQs
Working Capital — questions we hear
Can't find your answer? Your Lonix broker is one message away.
It depends on your circumstances, but Lonix brokers can typically arrange from $5,000 to $50m+ across our lender panel.
For many asset and business products, the asset itself is the security. Personal or unsecured options are also available.
Simple products can be approved within hours. Complex commercial deals take a few days to a couple of weeks.
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