Consumer Finance
Investment Lending
Interest-only, offset and cross-collateralised structures tailored to your investment strategy.
Product details
Investment Lending explained
Investment lending is as much about structure as it is about rate. Interest-only periods, offset accounts, loan splits and avoiding unnecessary cross-collateralisation all affect your flexibility to buy the next property. Servicing is assessed on rental income plus personal income, and equity in existing holdings can often be released as a deposit.
Pre-approval in 3–5 days
What you get
- Interest-only
- Offset accounts
- Portfolio structuring
Repayment calculator
Illustrative only. Your Lonix broker will confirm actual rates.
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Monthly
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Total repaid
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FAQs
Investment Lending — questions we hear
Can't find your answer? Your Lonix broker is one message away.
It depends on your circumstances, but Lonix brokers can typically arrange from $5,000 to $50m+ across our lender panel.
For many asset and business products, the asset itself is the security. Personal or unsecured options are also available.
Simple products can be approved within hours. Complex commercial deals take a few days to a couple of weeks.
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