Skip to content
Consumer Finance

Insurance Premium Funding

Personal premium funding for health, life, home and car insurance.

Family reviewing insurance documents at home
Product details

Insurance Premium Funding explained

Personal premium funding lets you pay health, life, home or car insurance monthly rather than as one annual bill, while still capturing any annual-payment discount from the insurer. The policy secures the facility, so no other collateral is needed. Approval is usually same day and the instalments are fixed for the policy year.

Same day

What you get

  • Monthly instalments
  • No security required
  • All major insurers

Repayment calculator

Illustrative only. Your Lonix broker will confirm actual rates.

Powered by Lonix
$
Monthly
$0
Total repaid
$0

We couldn't reach the calculator just now. Please try again shortly.

FAQs

Insurance Premium Funding — questions we hear

Can't find your answer? Your Lonix broker is one message away.

It depends on your circumstances, but Lonix brokers can typically arrange from $5,000 to $50m+ across our lender panel.

For many asset and business products, the asset itself is the security. Personal or unsecured options are also available.

Simple products can be approved within hours. Complex commercial deals take a few days to a couple of weeks.
An unhandled error has occurred. Reload 🗙

Rejoining the server...

Rejoin failed... trying again in seconds.

Failed to rejoin.
Please retry or reload the page.

The session has been paused by the server.

Failed to resume the session.
Please retry or reload the page.