Consumer Finance
Home Loans
Compare rates, features and repayments across Australia's top lenders — with a specialist broker in your corner.
Product details
Home Loans explained
A home loan is the largest financial commitment most Australians make, and small differences in rate and structure compound over decades. A broker compares owner-occupier and investment products across 40+ lenders, weighing rate against features such as offset accounts, redraw, split fixed and variable portions, and portability. Pre-approval gives you a firm budget before you bid, and first home buyer schemes, guarantor structures and refinance or top-up options can all be assessed at the same time.
Pre-approval in 3–5 days
What you get
- 40+ lenders
- First home buyer schemes
- Refinance & top-up
Repayment calculator
Illustrative only. Your Lonix broker will confirm actual rates.
$
Monthly
$1,026
Total repaid
$61,550
FAQs
Home Loans — questions we hear
Can't find your answer? Your Lonix broker is one message away.
It depends on your circumstances, but Lonix brokers can typically arrange from $5,000 to $50m+ across our lender panel.
For many asset and business products, the asset itself is the security. Personal or unsecured options are also available.
Simple products can be approved within hours. Complex commercial deals take a few days to a couple of weeks.
Explore more