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Business Finance

Vehicle Finance

Business vehicle loans, chattel mortgages and novated leases with lender competition built in.

Fleet of work utes and a truck at a business depot
Product details

Vehicle Finance explained

Business vehicle finance covers everything from a single ute to a national fleet. A chattel mortgage is the most common structure for ABN holders, giving you ownership from day one with potential GST and depreciation benefits, while operating leases keep vehicles off the balance sheet. Rates are fixed for the term, balloon payments can lower monthly outgoings, and both dealer and private sales are supported.

Approvals in as little as 4 hours

What you get

  • New & used vehicles
  • Chattel mortgage or lease
  • Fleet solutions

Repayment calculator

Illustrative only. Your Lonix broker will confirm actual rates.

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FAQs

Vehicle Finance — questions we hear

Can't find your answer? Your Lonix broker is one message away.

It depends on your circumstances, but Lonix brokers can typically arrange from $5,000 to $50m+ across our lender panel.

For many asset and business products, the asset itself is the security. Personal or unsecured options are also available.

Simple products can be approved within hours. Complex commercial deals take a few days to a couple of weeks.
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