Business Finance
Vehicle Finance
Business vehicle loans, chattel mortgages and novated leases with lender competition built in.

Product details
Vehicle Finance explained
Business vehicle finance covers everything from a single ute to a national fleet. A chattel mortgage is the most common structure for ABN holders, giving you ownership from day one with potential GST and depreciation benefits, while operating leases keep vehicles off the balance sheet. Rates are fixed for the term, balloon payments can lower monthly outgoings, and both dealer and private sales are supported.
Approvals in as little as 4 hours
What you get
- New & used vehicles
- Chattel mortgage or lease
- Fleet solutions
Repayment calculator
Illustrative only. Your Lonix broker will confirm actual rates.
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FAQs
Vehicle Finance — questions we hear
Can't find your answer? Your Lonix broker is one message away.
It depends on your circumstances, but Lonix brokers can typically arrange from $5,000 to $50m+ across our lender panel.
For many asset and business products, the asset itself is the security. Personal or unsecured options are also available.
Simple products can be approved within hours. Complex commercial deals take a few days to a couple of weeks.
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