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Consumer Finance

Personal Loans

Secured and unsecured personal lending compared across dozens of lenders.

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Product details

Personal Loans explained

Personal loans cover debt consolidation, weddings, travel, medical costs and other one-off needs. Secured options against a vehicle carry lower rates, while unsecured loans price on your credit profile and income. Fixed terms of one to seven years give a clear payoff date, which is what makes consolidation effective against revolving card debt.

Approval in 4 hours

What you get

  • Debt consolidation
  • Wedding & travel
  • Fixed rates

Repayment calculator

Illustrative only. Your Lonix broker will confirm actual rates.

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FAQs

Personal Loans — questions we hear

Can't find your answer? Your Lonix broker is one message away.

It depends on your circumstances, but Lonix brokers can typically arrange from $5,000 to $50m+ across our lender panel.

For many asset and business products, the asset itself is the security. Personal or unsecured options are also available.

Simple products can be approved within hours. Complex commercial deals take a few days to a couple of weeks.
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