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For borrowers

From enquiry to funded — in as few steps as possible.

1

Tell us what you need

One conversational search. No 40-field forms.

2

We match you

An accredited broker with the right lender panel is assigned within minutes.

3

AI prepares your file

Documents extracted and packaged into a lender-ready application.

4

Funded, faster

Track progress live from approval through to settlement.

Intelligent by default

AI that handles the busywork, so brokers can focus on clients.

Abstract network of connected finance and AI nodes

AI document extraction

Bank statements, BAS and payslips parsed into structured data in seconds.

Lender matching

Match deals to the right lender using live policy signals across the panel.

Credit analysis

Serviceability, exposure and cashflow analytics on every application.

Submission preparation

Lender-ready application packs generated automatically.

Pipeline automation

Automated tasks, follow-ups and next-best-actions across your book.

Lead qualification

Score inbound enquiries and surface the ones most likely to settle.

Try before you enquire

See what your repayments could look like.

Play with the numbers. When you're ready, your Lonix broker will refine the rate with real lender pricing.

Woman reviewing finance paperwork at a kitchen bench

Repayment calculator

Illustrative only. Your Lonix broker will confirm actual rates.

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For brokers

Everything you need to write more deals — in one place.

1

Create your account

Set up your profile, panel and specialisations.

2

Receive qualified leads

AI-matched borrowers routed to you in real time.

3

AI prepares the submission

Statements, ratios and narratives generated for you.

4

Submit and win

Track submissions across your panel in a single pipeline.

Real stories

Trusted by borrowers and brokers across Australia.

"Lonix matched me with a broker who understood equipment finance inside out. Funded in 48 hours."
Mark P.
Owner · Peninsula Earthworks
"Refinanced our home loan and saved $486 a month. The whole thing was done from my phone."
Ana K.
Homeowner · Melbourne, VIC
"As a broker, the AI submission packs save me hours per deal. My clients notice the speed."
Daniel F.
Broker · Fischer Finance Group
Built to be trusted

Security and compliance you'd expect from a bank.

Australian owned

Built here, backed by locally-licensed brokers.

Bank-grade encryption

TLS in transit, AES-256 at rest.

ASIC & privacy compliant

Australian Credit Licence obligations.

Secure document upload

Encrypted vault, revocable access.

Human reviewed

Every match confirmed by a real broker.

AI assisted

Not AI replaced — augmented expertise.

FAQs

Frequently asked questions

Can't find your answer? Your Lonix broker is one message away.

No. Lonix is an AI-powered ecosystem that matches you with an accredited Australian finance broker who negotiates with lenders on your behalf.

Nothing for borrowers. Brokers are paid by the lender on settlement. Any fee-for-service arrangements are disclosed upfront by your broker.

Simple asset finance can be approved in as little as 4 hours. Home loans and complex commercial deals typically take 3–10 days to indicative approval.

Yes. Lonix uses bank-grade encryption in transit and at rest, and only shares your information with brokers and lenders you explicitly consent to.

Lonix brokers access 40+ Australian lenders including the major banks, non-banks, specialist commercial and asset finance lenders.

Ready to simplify your next finance decision?

Start with a search. We'll do the rest.

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