Business Finance
Cash Flow Finance
Revenue-based funding lines that flex with your trading — pay more when you earn more.
Product details
Cash Flow Finance explained
Cash flow finance is repaid as a share of revenue, so instalments rise in strong months and ease off in quiet ones. It suits businesses with seasonal or variable trading that would struggle with a fixed monthly commitment. Lenders assess merchant takings and bank data rather than asset security, and facilities can be topped up as turnover grows.
Approval in 48 hours
What you get
- Repay as you earn
- No property security
- Scales with turnover
Repayment calculator
Illustrative only. Your Lonix broker will confirm actual rates.
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Monthly
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Total repaid
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FAQs
Cash Flow Finance — questions we hear
Can't find your answer? Your Lonix broker is one message away.
It depends on your circumstances, but Lonix brokers can typically arrange from $5,000 to $50m+ across our lender panel.
For many asset and business products, the asset itself is the security. Personal or unsecured options are also available.
Simple products can be approved within hours. Complex commercial deals take a few days to a couple of weeks.
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