Consumer Finance
Credit Cards
Compare features across low-rate, rewards and business credit cards.
Product details
Credit Cards explained
Credit cards fall broadly into low-rate, rewards and balance-transfer categories, and the right choice depends entirely on whether you clear the balance each month. Rewards cards carry higher rates and annual fees that only pay off with meaningful spend, while balance transfer offers give an interest-free window to clear existing debt. Every application affects your credit file, so it pays to compare before applying.
Repayment calculator
Illustrative only. Your Lonix broker will confirm actual rates.
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FAQs
Credit Cards — questions we hear
Can't find your answer? Your Lonix broker is one message away.
It depends on your circumstances, but Lonix brokers can typically arrange from $5,000 to $50m+ across our lender panel.
For many asset and business products, the asset itself is the security. Personal or unsecured options are also available.
Simple products can be approved within hours. Complex commercial deals take a few days to a couple of weeks.
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