Consumer Finance
SMSF Lending
Residential and commercial SMSF loans with specialist structuring.
Product details
SMSF Lending explained
SMSF lending uses a limited recourse borrowing arrangement, where the asset is held in a separate bare trust and the lender's recourse is restricted to that property alone. Only a specialist group of lenders operate in this space, deposits are larger than standard loans, and the fund must demonstrate it can service repayments from contributions and rent. Legal and accounting advice is essential before proceeding.
Indicative terms in 3 days
What you get
- LRBA structures
- Residential & commercial
- Specialist lenders
Repayment calculator
Illustrative only. Your Lonix broker will confirm actual rates.
$
Monthly
$0
Total repaid
$0
We couldn't reach the calculator just now. Please try again shortly.
FAQs
SMSF Lending — questions we hear
Can't find your answer? Your Lonix broker is one message away.
It depends on your circumstances, but Lonix brokers can typically arrange from $5,000 to $50m+ across our lender panel.
For many asset and business products, the asset itself is the security. Personal or unsecured options are also available.
Simple products can be approved within hours. Complex commercial deals take a few days to a couple of weeks.
Explore more