Consumer Finance
Buy Now, Pay Later
Compare BNPL providers for both consumer and business purchases.
Product details
Buy Now, Pay Later explained
Buy now, pay later splits a purchase into interest-free instalments, with providers earning from merchant fees rather than interest. Approval is near instant and limits start small, growing with your repayment history. Missed payments attract flat fees and can be reported to credit bureaus, so treat it as short-term budgeting rather than ongoing credit.
Instant
What you get
- Interest free options
- Merchant integrations
- Instant approval
Repayment calculator
Illustrative only. Your Lonix broker will confirm actual rates.
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Monthly
$0
Total repaid
$0
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FAQs
Buy Now, Pay Later — questions we hear
Can't find your answer? Your Lonix broker is one message away.
It depends on your circumstances, but Lonix brokers can typically arrange from $5,000 to $50m+ across our lender panel.
For many asset and business products, the asset itself is the security. Personal or unsecured options are also available.
Simple products can be approved within hours. Complex commercial deals take a few days to a couple of weeks.
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